PRIVACY POLICY

Designed Partners, LLC d/b/a "Piggi"
Effective Date: October 2, 2025
Last Updated: October 1, 2025

Table of Contents

1. INTRODUCTION

Welcome to Piggi. Designed Partners, LLC ("Piggi," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application, website, and related services (collectively, the "Service").

Please read this Privacy Policy carefully. By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access or use the Service.

Contact Information:

2. INFORMATION WE COLLECT

We collect information that you provide directly to us, information we obtain automatically when you use our Service, and information from third-party sources.

2.1 Information You Provide to Us

Account Information:

Financial Account Information:

Donation Preferences:

Identity Verification Information:

Communications:

2.2 Information We Collect Automatically

Device Information:

Usage Information:

Location Information:

Cookies and Similar Technologies:

2.3 Information from Third-Party Sources

Plaid and Financial Institutions: We use Plaid Inc., a third-party service provider, to connect to your financial accounts. Through Plaid, we receive:

Payment Processors: We receive transaction confirmation and processing information from payment processors like Stripe.

Charitable Organizations: We may receive confirmation of donation receipt from partner charities.

Public Databases: We may obtain information from public databases for identity verification and fraud prevention purposes.

Social Media: If you connect your social media accounts, we may receive profile information you authorize us to access.

3. HOW WE USE YOUR INFORMATION

We use the information we collect for the following purposes:

3.1 To Provide and Maintain the Service

3.2 To Improve and Personalize the Service

3.3 To Communicate with You

3.4 For Legal and Security Purposes

3.5 For Business Operations

4. HOW WE SHARE YOUR INFORMATION

We may share your information in the following circumstances:

4.1 With Third-Party Service Providers

We share information with vendors who perform services on our behalf:

Plaid Inc.:

Payment Processors (e.g., Stripe):

Cloud Service Providers:

Analytics Providers:

Customer Support Tools:

Identity Verification Services:

4.2 With Charitable Organizations

We share limited information with charities you select:

We do NOT share your personal contact information with charities unless you explicitly authorize us to do so. Charities are responsible for issuing tax receipts for donations of $250 or more.

4.3 For Legal Purposes

We may disclose your information when required by law or to:

4.4 Business Transfers

If Piggi is involved in a merger, acquisition, asset sale, bankruptcy, or other business transaction, your information may be transferred as part of that transaction. We will notify you via email and/or prominent notice on our Service of any such transfer and any choices you may have regarding your information.

4.5 With Your Consent

We may share your information with third parties when you explicitly consent or direct us to do so.

4.6 Aggregated or De-Identified Information

We may share aggregated, anonymized, or de-identified information that cannot reasonably be used to identify you. For example:

5. DATA SECURITY

We implement reasonable administrative, technical, and physical security measures to protect your information from unauthorized access, use, or disclosure.

5.1 Security Measures

Encryption:

Access Controls:

Network Security:

Monitoring:

5.2 Third-Party Security

Plaid Security:

Payment Processor Security:

5.3 Limitations

While we strive to protect your information, no security system is impenetrable. We cannot guarantee the absolute security of your information. You are responsible for maintaining the confidentiality of your account credentials and for any activities that occur under your account.

If you believe your account has been compromised, contact us immediately at security@piggibanks.com.

6. DATA RETENTION

We retain your information for as long as necessary to provide the Service and fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.

6.1 Retention Periods

Account Information:

Transaction Data:

Communications:

Financial Records:

6.2 Deletion Requests

You may request deletion of your personal information by contacting us at privacy@piggibanks.com. We will respond to deletion requests within 30 days. However, we may retain certain information:

7. YOUR PRIVACY RIGHTS

Depending on your location, you may have certain rights regarding your personal information.

7.1 Rights for All Users

7.2 Additional Rights for California Residents (CCPA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):

Right to Know: You have the right to request:

Right to Delete: You have the right to request deletion of your personal information, subject to certain exceptions.

Right to Opt-Out of Sale: We do not sell your personal information. If this changes, we will update this Privacy Policy and provide you with an opt-out mechanism.

Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

How to Exercise Your Rights:

We will respond to verified requests within 45 days.

7.3 Additional Rights for EU/UK Residents (GDPR)

If you are located in the European Union or United Kingdom, you have the following rights under the General Data Protection Regulation (GDPR):

Legal Bases for Processing: We process your personal data based on the following legal grounds:

International Data Transfers: We may transfer your data outside the EU/UK. We ensure adequate protection through:

8. COOKIES AND TRACKING TECHNOLOGIES

We use cookies and similar tracking technologies to collect information and improve our Service.

8.1 Types of Cookies We Use

Strictly Necessary Cookies:

Performance Cookies:

Functional Cookies:

Marketing Cookies:

8.2 Managing Cookies

You can control cookies through your browser settings:

Note: Disabling cookies may limit your ability to use certain features of the Service.

8.3 Mobile Device Tracking

Mobile Advertising IDs:

You can limit ad tracking through your device settings:

9. CHILDREN'S PRIVACY

The Service is not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18.

If you are under 18, do not:
  • Use or provide any information on the Service
  • Make any donations through the Service
  • Provide any information about yourself, including your name, address, telephone number, email address, or bank account information

If we learn that we have collected personal information from a child under 18 without parental consent, we will delete that information immediately. If you believe we have collected information from a child under 18, please contact us at privacy@piggibanks.com.

10. THIRD-PARTY LINKS AND SERVICES

The Service may contain links to third-party websites, applications, and services that are not operated by us. This Privacy Policy does not apply to third-party services.

Third-Party Services Include:

We are not responsible for the privacy practices of third-party services. We encourage you to review the privacy policies of any third-party services you access through our Service.

Plaid: When you link your financial accounts, you are redirected to Plaid's secure interface. Your bank login credentials are provided directly to Plaid and are never seen or stored by Piggi. Plaid's privacy practices are governed by their Privacy Policy available at https://plaid.com/legal/.

11. YOUR COMMUNICATION PREFERENCES

We may send you various types of communications. You can control your preferences as follows:

11.1 Transactional Communications

These are necessary for the Service and cannot be opted out of:

11.2 Marketing Communications

You can opt out of promotional emails by:

Note: Opting out of marketing communications does not affect transactional communications.

11.3 Push Notifications

You can disable push notifications through your device settings or app settings.

11.4 SMS/Text Messages

If you opt in to receive text messages, you can opt out by:

Standard message and data rates may apply.

12. DATA BREACH NOTIFICATION

In the event of a data breach that affects your personal information, we will:

You will be notified via:

13. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors.

How We Notify You:

Your Continued Use: Your continued use of the Service after the effective date of an updated Privacy Policy constitutes your acceptance of the changes. If you do not agree to the updated Privacy Policy, you must stop using the Service and may request deletion of your account.

We encourage you to review this Privacy Policy periodically for any updates.

14. CALIFORNIA SHINE THE LIGHT LAW

California Civil Code Section 1798.83 permits California residents to request certain information about our disclosure of personal information to third parties for their direct marketing purposes.

To make such a request, please contact us at:

15. NEVADA PRIVACY RIGHTS

Nevada residents have the right to opt out of the sale of certain covered information collected by website operators. We do not sell your covered information as defined under Nevada law. If you are a Nevada resident and would like to make such a request, please contact us at privacy@piggibanks.com.

16. INTERNATIONAL USERS

The Service is operated in the United States. If you are accessing the Service from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States and other countries where our service providers operate.

Data Protection Standards: By using the Service, you consent to the transfer of your information to the United States and other countries that may have different data protection laws than your country of residence.

EU/UK Users: For users in the EU/UK, we implement appropriate safeguards for international data transfers, including Standard Contractual Clauses approved by the European Commission.

17. CONTACT US

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

Email: privacy@piggibanks.com

Mail:
Designed Partners, LLC
Attn: Privacy Officer
5471 Valley Ridge Ave
Los Angeles, CA, 90043

Phone: 408-755-0493

Response Time: We will respond to your inquiry within 30 days.

Data Protection Officer (if applicable):
data@piggibanks.com

18. ACKNOWLEDGMENT

BY USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THIS PRIVACY POLICY AND AGREE TO THE COLLECTION, USE, AND DISCLOSURE OF YOUR INFORMATION AS DESCRIBED HEREIN.

Designed Partners, LLC d/b/a "Piggi"
Last Updated: October 1, 2025
Version: 1.0